ALHAMDULILLAH. New member of our family...
>> Friday, December 3, 2010
Muhammad Mukmin bin Mohd Farid
Date of Birth : 15 November 2010
Weight : 2.7 kg
Subhanallah! it's a boy!!! :)
Read more...
Muhammad Mukmin bin Mohd Farid
Date of Birth : 15 November 2010
Weight : 2.7 kg
Subhanallah! it's a boy!!! :)
RUJUKAN DARI: http://media.isnet.org/islam/Qardhawi/Halal/40349.html
4.3.4.9 Menyanyi dan Muzik
Di antara hiburan yang dapat menghibur jiwa dan menenangkan hati serta mengenakkan telinga, ialah nyanyian. Hal ini dibolehkan oleh Islam, selama tidak dicampuri omong kotor, cabul dan yang kiranya dapat mengarah kepada perbuatan dosa. Dan tidak salah pula kalau disertainya dengan muzik yang tidak membangkitkan nafsu. Bahkan disunatkan dalam situasi gembira, guna melahirkan perasaan riang dan menghibur hati, seperti pada hari raya, perkawinan, kedatangan orang yang sudah lama tidak datang, saat walimah, aqiqah dan di waktu lahirnya seorang bayi.
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Semasa saya memberikan kuliah kepada satu kumpulan wanita yang terdiri dari golongan professional termasuk para Datin di satu daerah, ketika itu, sedang heboh isu wanita seksi ditangkap di sebuah kelab malam. Lalu timbul isu hak peribadi wanita untuk memakai apa jua pakaian yang diingininya, termasuk yang seksi. Lalu, semasa kuliah ini saya mengambil peluang bertanya kepada kumpulan wanita ini soalan mudah berikut :-
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A. Do you know that rm40 billion worth of malay asset is still freeze i.e. untransferable?.
B. Have you check on your financial liability lately? What will happen if you deceased? Debt to ALLAH?
(fidyah, kifarah,zakat,puasa, dam,hajj) Who will help you to settle your debt? (Settling debt is still compulsory even to the death)
Do you fall’s under one or more of this category?
1) have foster children
2) have only daughter/s
3) incapable children
4) Poligamy
5) Converted to muslim
6) No heir
7) child born out of wedlock
Have you done your faraid calculation? Anything wrong?
These are only a few issues out of thousand issues that we as Muslim might have often neglect. We might think that it everything would be smooth, or let the living will / might settled everything for us because it doesn’t concern us anymore.
THIS IS WHERE YOU ARE WRONG!
Human being /Muslims generally have the intention to preserve, protect and distribute his hard-earned assets for the benefit of his loved ones once he departs for the hereafter.
Due to it, we establish products to cater these needs and intentions:
1) Wasiat Writing
2) Appointment as Executor
3) Admin of Intestate Estate
4) Declaration of Harta Sepencarian
5) Trusteeship
6) Hibah
7) Pri-Hibah
8) Wakaf Documentation
9) Guardianship
10) Custodian of Documents
Financial planner have concluded that in Malaysia, people in the age of twenties to thirties (20’s – 30’s) have a thinking that they are too early to plan their financials. Whereby people in their mid thirties to forties (30’s – 40’s) believe that they have a strong financial stability to sustain their retirement age.
Finally. In the fifties (50’s), they finally realized that it is already too late and they should plan their finance 20 – 30 years back. This may not happen to everyone.
But have you check your retirement plan recently?
Why Unit Trust? It is one of the financial instrument that proven to give mutually high returns in the long run. Investment in Unit Trust is not the same with investing in counters in BSKL. The risk is much lower due to the diversifications of counters in each fund. It is a cash equivalent asset; it is easy to disburse by you!
Product of Unit Trust
1) E.P.F (K.W.S.P) Scheme
2) Cash Scheme
Reason for Investing in Unit Trust
1) Education planning
To maximize your children education fund returns to fulfill your desired amount.
2) Retirement Planning
To ensure that you will have adequate fund to enjoy your retirements (financially)
3) 3-5 years Planning
To maximize your financial planning returns in the medium runs
The crucial part of the planning is that we only do Islamic Based Fund, so you will have a peace of mind that your investment and returns is with the blessing of ALLAH.
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